The Department of Veterans Affairs has announced increased loan limits for 2026, allowing eligible military service members and veterans to finance higher-priced homes without a down payment. The new limits reflect rising home values across the country.
In most counties, the conforming loan limit for VA loans has risen to $766,550, while high-cost areas see limits exceeding $1.1 million. The zero-down-payment feature remains one of the most valuable benefits available to veterans.
