Congress has passed legislation permanently eliminating VA loan limits for all eligible veterans, allowing service members to purchase homes at any price point with zero down payment regardless of location.

Previous Limits

While VA loan limits were effectively removed for first-time VA buyers in 2020, veterans with existing VA loans faced county-based caps. The new law removes all remaining restrictions.

Impact

The change is especially significant in high-cost markets like San Diego, Northern Virginia, and Hawaii where military bases are located near expensive real estate.